For many, their 40s offer a bit of a breather after their hectic 20s and 30s.

Your children are growing up, you have started making inroads into the mortgage, and life is generally a little more relaxed. Your 40s will typically see you established in your career, and half way through your working life. You will start thinking more seriously about investing and retirement savings, and the children are starting to leave home.

Select the events that apply to you from the list on this page, and find out how we can help you mitigate some of the risks you face.

Even better, contact us today to get expert advice tailored to your specific circumstances.